Platform Treasury Cards Tokenisation Exchange Security Pricing Open account
Regulated digital banking · Headquartered in Auckland, New Zealand

Banking for a tokenised world.

Aetheriks International Bank unifies multi-currency fiat accounts, real-world asset tokenisation, and global payments — powered by bank-grade treasury, card, and identity infrastructure, from one regulated New Zealand institution.

0+
Currencies supported
0
IBAN jurisdictions
0/7
Settlement & cards
Aetheriks
5412 •••• •••• 0938
Cardholder
A. WELLINGTON
Expires
09/29
Available balance
NZ$ 128,430.75
Type
Virtual · Credit
CVV
••• 482
Tokenised assetGold · AU-20 · +1.8%
Treasury transferSWIFT GPI · Settled
Bank-grade Treasury · Cards · Identity
New Zealand Regulated institution
Bank-grade 256-bit · 2FA · KYC
ISO 27001 Aligned controls
The platform

Everything a modern bank should be, plus real-world assets.

One account, one ledger, and a full product stack — from multi-currency Treasury accounts to card issuing and KYC — integrated with a regulated tokenisation layer for physical assets.

Multi-currency accounts

Dedicated IBANs and financial accounts across nine jurisdictions, with balances in 40+ currencies, on bank-grade treasury rails.

Treasury

Virtual debit & credit cards

Issue instant virtual cards — debit and credit — with per-channel controls, spending limits, and real-time authorisations.

Card issuing

Global transfers

Move money across borders with SWIFT, SEPA, ACH, BACS and Faster Payments, plus GPI tracking and FX liquidity management.

Cross-border rails

Real-world asset tokenisation

Tokenise gold, commodities, real estate and securities into regulated, auditable digital instruments with clear on-chain custody.

RWA platform

Invoicing & billing

Create, send and track invoices with hosted payment pages and automatic reconciliation

Invoicing

Rewards & referrals

Earn loyalty points on card spend, complete tasks and refer clients — paid out seamlessly to your account.

Rewards

Crypto & token exchange

Exchange crypto and tokenised assets for fiat — with real-time quotes and institutional on/off-ramps.

Exchange Learn more →
Fiat infrastructure

The full power of Treasury.

Aetheriks uses every treasury capability — financial accounts, inbound and outbound transfers, and programmable money movement — so your fiat rails are native, not bolted on.

  • Financial accounts — ring-fenced, per-currency balances held with partner banks.
  • Outbound & inbound transfers — SEPA, ACH, BACS, SWIFT and open-banking rails.
  • Received credits & debits — automated ledgering and reconciliation.
  • Programmable money — API-driven flows for your own products.
Treasury · Accounts
NZD Current Account
IBAN NZ•• •••• •••• 0071
$82,400.00
USD Treasury Account
Routing 084•009•519
$46,030.75
EUR Treasury Account
SEPA · DE••••32013000
€12,875.20
GBP Treasury Account
BACS · Sort 60-83-71
£9,240.00
Outbound transfer · SWIFT GPI
To Aetheriks partner bank
Settled
Real-world assets

Tokenise the physical world, on-chain and compliant.

From gold reserves and industrial commodities to real estate and securities, Aetheriks issues regulated digital instruments backed by verifiable, third-party-audited assets — with white-label tokenisation for asset owners.

Learn about tokenisation

Gold-backed tokens

Instruments linked to audited physical reserves.

Real estate & commodities

Tokenise property, copper, and structured assets.

White-label issuance

Launch tokenised products under your own brand.

Audit & transparency

Independent reserve verification and reporting.

Cards · Issuing
Virtual Debit · Team
•••• 0938 · Active
Spend limit $5k
Virtual Credit · Travel
•••• 2411 · Active
Credit $12k
Virtual Debit · Marketing
•••• 8840 · Frozen
Frozen
Physical Debit · Metal
In production · ships in 5 days
Issued
Card issuing

Virtual debit & credit cards, issued in seconds.

Create unlimited virtual cards — debit and credit — with granular spend controls, per-channel toggles, and real-time authorisation. Physical metal cards for the moments that need them.

  • Instant virtual issuance — no waiting, no plastic.
  • Granular controls — online, contactless, ATM, international, merchant locks.
  • Real-time authorisation — approve or block in the moment.
  • Fraud scoring — machine learning on every transaction.
Card capabilities
0+
Fiat currencies supported
0
IBAN jurisdictions
0+
Integrated services
0
Products & services live
Trust & compliance

Enterprise-grade security, by default.

Regulated in New Zealand and built on bank-grade financial infrastructure, with a 10-step KYC wizard, app-based two-factor authentication, and fraud scoring on every movement of money.

  • Identity verification — document and selfie verification.
  • TOTP 2FA — Google Authenticator, Authy & more.
  • Fraud detection — machine-learning fraud detection.
  • Open banking — consented account aggregation.
Security & compliance
Two-factor authentication
Enter the 6-digit code
From your authenticator app
Plans

Simple, transparent pricing.

No hidden fees. Scale from a personal account to a full treasury & tokenisation platform.

Personal
$0/mo

Everyday banking in New Zealand and beyond.

  • NZD & USD accounts
  • 2 virtual debit cards
  • SEPA & SWIFT transfers
  • Mobile app & 2FA
Get started
Institutional
Custom

RWA tokenisation and bespoke treasury rails.

  • White-label tokenisation
  • Dedicated IBANs
  • Dedicated account manager
  • API & compliance support
Contact sales
FAQ

Questions, answered.

Aetheriks International Bank is headquartered in Auckland, New Zealand, operating as a regulated digital bank with a multi-jurisdiction, international client base.

We use the full treasury stack — financial accounts, inbound and outbound transfers, and received credits/debits — so your fiat money movement is native, ring-fenced, and fully programmable via API.

Gold and precious metals, industrial commodities, real estate, and securities. Each instrument is backed by verifiable, independently audited assets, and issued as a regulated digital instrument — never a generic utility token.

Yes. We issue both virtual debit and virtual credit cards, plus physical metal cards, with per-channel controls, spend limits, and real-time authorisation.

We run a 10-step KYC process powered by identity verification, including document and selfie verification, sanctions screening, and source-of-funds checks, alongside app-based two-factor authentication.

Open your Aetheriks account.

Join the bank built for a tokenised world — fiat, cards, and real-world assets in one regulated New Zealand institution.

aetheriks.com · Regulated digital banking · New Zealand