Platform Treasury Cards Tokenisation Exchange Security Pricing Open account

Enterprise-grade security, by default.

Regulated in New Zealand and built on bank-grade financial infrastructure — with identity verification, app-based two-factor authentication, and machine-learning fraud detection on every movement of money.

Identity verification

Document and selfie verification for KYC.

Two-factor auth

App-based TOTP, SMS and email fallback.

Fraud detection

Machine-learning fraud scoring on every transaction.

Open banking

Consented open-banking aggregation (PSD2).

Identity & KYC

A 10-step KYC process, powered by identity verification.

From personal details to tax declarations, we verify who you are with document and selfie checks before you move money — with progressive verification levels for higher limits.

  • Document verification — passport, ID, driving licence.
  • Selfie liveness — biometric face match.
  • Sanctions screening — AML & watchlist checks.
  • Source of funds — wealth and income checks.
Verification progress
Personal details
Step 1
Complete
Identity document
Step 2
Verified
Address
Step 3
Verified
Financial profile
Step 6
Pending
Security posture
Encryption at rest & in transit
TLS 1.3 · AES-256
Enabled
Session management
JWT · revoked on logout
Enabled
Rate limiting
100 req/min · 20/15min auth
Enabled
Audit logging
Immutable trail
Enabled
Defence in depth

Layered protection, on every layer.

Security headers, rate limiting, immutable audit logs, and encrypted storage — combined with PCI-DSS-compliant payment infrastructure so card data never touches our servers.

  • PCI-DSS — card handling via secure card fields.
  • Helmet CSP — hardened security headers.
  • bcrypt 12-round — password hashing.
  • Winston audit logs — structured, immutable.
Open an account
Regulation

Regulated in New Zealand.

Aetheriks International Bank operates from New Zealand and partners with regulated financial institutions and regulated partner banks for the execution, custody, and settlement of banking services. We adhere to KYC/AML, sanctions screening, and data-protection obligations in every jurisdiction we serve. Digital asset and tokenised products may not be available in all jurisdictions or to all investor categories.

Bank with confidence.

Open an account secured by identity verification, two-factor authentication, and machine-learning fraud detection.