Privacy Policy.

Aetheriks International Bank · Privacy Policy
Version 1.0 · Effective 19 August 2026 · aetheriks.com

1. Introduction & data controller

Aetheriks International Bank ("Aetheriks", "we", "our") is the controller of the personal data described in this policy. We are committed to processing personal data lawfully, fairly, and transparently, and in accordance with applicable data-protection and privacy law.

Our registered office is at Quad 7, Building Level 1/6 Leonard Isitt Drive, Auckland Airport, Auckland, 2022, New Zealand.

2. Information we collect

We collect and process the following categories of personal data:

• Identity & contact data — name, date of birth, nationality, country of residence, email address, telephone number, and residential address.
• Verification & KYC data — government-issued identification, selfie/liveness data, tax identification, and, for corporations, registration and beneficial-ownership information.
• Financial data — account and transaction information, balances, card details (as tokenised), source-of-funds and source-of-wealth information, and creditworthiness where relevant.
• Technical & usage data — device, browser, IP address, and interaction with our website and applications.
• Compliance data — sanctions and watchlist screening results, fraud and risk scores, and records required by law.

3. How we use information

We use personal data to:

• Provide, operate, and improve our banking, payments, card, and tokenisation services.
• Onboard clients and perform KYC, AML/CFT, and sanctions screening.
• Prevent fraud, money laundering, and other financial crime.
• Comply with legal and regulatory obligations.
• Communicate with you about your account and, where permitted, our products.

4. Legal bases

We process personal data where it is necessary for the performance of a contract with you, to comply with a legal obligation, for our legitimate interests (such as fraud prevention and security), or with your consent, as applicable.

5. Sharing & disclosure

We may share personal data with regulated partner banks and financial institutions, payment and card networks, identity-verification providers, technology and hosting providers, professional advisers, and competent authorities where required by law. We do not sell personal data.

6. International transfers

As an international bank, we may transfer personal data across borders. Where we do so, we apply appropriate safeguards as required by applicable law.

7. Retention

We retain personal data only as long as necessary for the purposes described, including any retention required by financial-crime, tax, and regulatory obligations.

8. Your rights

Depending on your jurisdiction, you may have rights to access, correct, delete, restrict, or port your personal data, and to object to or withdraw consent for certain processing. To exercise a right, contact privacy@aetheriks.com.

9. Cookies & tracking

We use essential cookies and similar technologies to operate our website and, where permitted, analytics to improve our services. You may control cookies through your browser settings.

10. Security

We apply technical and organisational measures to protect personal data, including encryption in transit and at rest, access controls, and monitoring, consistent with the sensitivity of the data.

11. Changes to this policy

We may update this policy from time to time. Material changes will be notified as required by law, and the effective date above will be updated.

12. Contact

Privacy enquiries: privacy@aetheriks.com.